2025 Irmaa Brackets Based On 2024 Income

2025 Irmaa Brackets Based On 2024 Income. To determine your irmaa, you'll need to use your 2022 modified adjusted gross income (magi). If your 2023 magi was $106,000 or less when filed individually (or married.

For 2025, you’ll find several distinct income brackets that determine your irmaa surcharge. The 2025 irmaa brackets are expected to affect even more retirees than the current brackets.